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REED SPRAGUE
Property & Liability Insurance
reed@hallmarkinsure.com
Georgia | 706-877-3190
N. Carolina, Tennessee | 828-404-7700
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INSURANCE FOR CHURCHES
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INSURANCE FOR HOMEOWNERS ASSOCIATIONS & CONDO OWNERS ASSOCIATIONS
Specialized property & liability insurance for property owners associations is now available from an experienced agent!
Our communities of homeowners and condo owners are becoming increasingly complex, self-governing entities. Some are as complicated as a small city! (One large homeowners association in Florida has fifty employees, fourteen vehicles and nearly forty million dollars in assets!) Regardless of the size and scope of operations of your property owners association, common property must be insured, and risk exposure absolutely must be covered with liability insurance from a highly-rated insurance company.
Property owners associations need to be insured with a company and through an agency that are thoroughly familiar with unique associations' operations, property and liability needs. Needs range from the simple (a common neighborhood playground, for example) to massive and complex (large tracts of land with multiple buildings, employees [employment practices, employee benefits, workers' comp.], owned autos, directors & officers coverage, umbrella/excess and even more). We will never propose coverage you do not need, and we will always propose coverage you do need. Your coverage will be just right for your particular association's operations and coverage needs.
Our risk management materials and service for property owners associations are excellent, they're free and they're easy to implement. We can help and we know how to help! Let us put our experience to work for you. You will receive excellent ongoing service from a local Georgia agent.
Please contact us for a free quote. We need only basic information from you to get the quote process started. You can provide the information in a variety of ways: 1. We can gather the information over the phone. 2. You can email us a simple email request. 3. You can complete our easy-to-use Quote Request Form (no more than two minutes of your time to complete).
Thank you for your consideration. We hope to hear from you soon!